Considering a divorce is never easy. Ending a marriage is not only a legal process, but also a major emotional and financial transition for the entire family. While every relationship is different, there are important steps you can take to protect yourself and prepare for the road ahead.
Clients who take time to understand their situation early often experience less stress, fewer delays and more stable long-term outcomes. If you are thinking about divorce in Singapore, here are key areas to consider before filing.
Speak to a Divorce Lawyer Early
Even if you have not made a final decision, obtaining advice early helps you understand your rights and options. During an initial consultation, a family lawyer can guide you on:
• Whether your case is likely to be uncontested or contested
• Issues relating to children, housing, assets and maintenance
• The divorce process in the Family Justice Courts
• Whether mediation may help reduce conflict and cost
Early advice also helps you avoid mistakes such as moving out of the home too soon or making financial decisions that could disadvantage you later.
Being informed allows you to make clearer decisions.
Understand the Legal Process in Singapore
Most divorces in Singapore are based on the “irretrievable breakdown of the marriage,” proven through one of six legal facts such as separation or unreasonable behaviour.
Key points to know:
• You must have been married for at least three years in most situations
• One spouse must be Singaporean, PR or have lived in Singapore for at least three years
• There are two stages: dissolution of marriage, followed by ancillary matters (children, assets, maintenance)
Your divorce lawyer will explain how the court approaches these issues and what outcomes are typically seen in similar cases.
Organise Your Financial Information
Divorce requires full financial disclosure. Start gathering:
• Bank, CPF and investment statements
• Income information such as payslips and tax returns
• Property documents (HDB or private property)
• Loan and credit card statements
• Insurance and business documents, if applicable
Understanding your financial picture helps you plan and can shorten the process.
Plan for Children’s Needs
If you have children, their welfare will be the court’s top priority. Begin thinking about:
• Who the children will live with
• How access and parenting responsibilities will be shared
• Arrangements for school, healthcare and daily routines
A reasonable proposed parenting plan can support smoother negotiations and lower conflict.
Ensure Safety if There Are Family Violence Concerns
If you feel threatened or unsafe, your well-being comes first. Family violence is taken seriously in Singapore.
If necessary, you can apply for a Personal Protection Order (PPO) to safeguard yourself and your children. In emergencies, contact the police immediately.
Protect Your Privacy and Digital Security
During a breakdown in trust, take steps to secure your personal information:
• Change passwords to phones, emails and financial accounts
• Create a separate personal email if needed
• Update bank account access
• Check who can login to family-shared devices
Maintaining privacy can prevent complications and financial risks.
Build the Right Support System
Divorce impacts your emotional health. Reach out to support you trust:
• Friends and family
• Counsellors or therapists
• Support groups
• Financial planners for post-divorce life
Having the right support helps you stay focused on what truly matters.
Consider Timing and Practical Issues
Your divorce lawyer can help you consider the best time to file. Factors may include:
• Children’s school year planning
• Housing transition for HDB flats
• Bonuses, insurance renewals or upcoming financial events
Being strategic can help protect both your emotional and financial interests.
Key Takeaways
Divorce is a serious life decision. Thoughtful preparation can help you manage the process with greater clarity and confidence. By understanding your rights, organising documents early, and putting safety and support in place, you set a stronger foundation for the next chapter.
If you are considering divorce and would like clear guidance on your options, our family law team at PKWA Law is here to help. Contact us for a confidential consultation.
We will help you move forward with confidence.
