如果死者立有遗嘱,您需要向法院申请 遗嘱认证。财产的继承权将归属于遗嘱中指定的受益人。 另一方面,如果死者没有立一份有效的遗嘱,其家庭成员就必须向法院申请获得 遗产管理书的授与。 遗产将由《无遗嘱继承法》中指定的家庭成员继承。
本文中,我们将讨论两者之间的核心区别。
一个人去世后,他的财产会发生什么变化?
当一个人在新加坡去世,死者留下的银行账户、财产、个人物品和投资被称为“遗产”。当事人的遗产需要分配给其受益人。受益人需要获得一份法院命令,授权处理遗产的人:
- 关闭银行账户,兑现投资,出售或转让财产;
- 清偿死者的债务;
- 将遗产的剩余部分分配给受益人。
如果死者立有遗嘱
如果死者立有遗嘱,法院给予的授权称为“遗嘱认证”,处理遗产的人称为“遗产执行人”。
如果死者没有立下遗嘱
如果死者没有立下遗嘱,法院给予的授权称为“遗产管理书”,处理遗产的人被称为“遗产管理人”。
如果立有一份有效的遗嘱–申请遗嘱认证
遗嘱认证书只发给遗嘱中指定的遗嘱执行人。
遗嘱执行人是遗嘱认证过程中的一个重要人物–他们负责收集财产并将其分配给受益人。受益人不能取代他们,因为死者在遗嘱中特别指定了遗嘱执行人。因此,如果您正在考虑立遗嘱,您应该仔细考虑对遗嘱执行人的选择。遗嘱执行人必须是您信任的人,并且有能力管理可能需要几个月才能完成的遗嘱认证程序。
遗嘱执行人通常会做以下工作:处理死者的事务,出售死者的资产,偿还债务,最后将资产分配给遗嘱中指定的受益人。
遗嘱认证书是法院对遗嘱有效的法律确认。要求遗嘱认证书的金融机构希望确定遗嘱是有效的,而且指定的执行人是负责处理遗产的正确人选,然后才向他们发放任何资金。
如果没有遗嘱–申请遗产管理书
遗产管理书类似于遗嘱认证的授予,但它是颁发给没有有效遗嘱的个人的近亲。
如果您没有立下遗嘱,这意味着您没有指定一个具体的人作为您的执行人来管理您的遗产。因此,法律规定了一份可以申请遗产管理书的人员名单。可以申请遗产管理书的人(按优先顺序)如下:
- 配偶;
- 死者的子女;
- 父母;
- 兄弟姐妹;
- 侄子和侄女;
- 祖父母;以及
- 叔叔和姑姑。
有优先权申请遗产管理书的人可能不愿这样做,而所有受益人都同意应由更合适的人担任遗产管理人,这种情况并不少见。在这种情况下,受益人可以“放弃”自己成为遗产管理人的权利,而选择另一人。
如果当事人没有留下有效的遗嘱,则根据《无遗嘱继承法》第7条生效。第7条阐明了资产的分割和分配。因此,如果死者没有父母或子女,其配偶将有权获得全部遗产。如果死者有子女和配偶,那么遗产将被分割,配偶获得50%,子女平均获得剩余的50%。
一定要咨询有经验的遗嘱认证律师
如果您需要任何关于遗嘱、遗嘱认证和管理书的进一步支持,请随时联系我们经验丰富的遗嘱认证律师团队。
Frequently asked questions
v4 1
What is a Grant of Probate?
A Grant of Probate is a court order that authorises the executor named in a valid will to manage and distribute the deceased’s estate. This includes closing bank accounts, selling or transferring property, settling debts, and ensuring that beneficiaries receive their rightful inheritance. Without probate, financial institutions and government bodies will not release estate assets.
What is the difference between a Grant of Probate and Letters of Administration?
A Grant of Probate is issued when the deceased left behind a valid Will. The executor named in the Will applies for this Grant, which authorises them to collect the deceased’s assets, pay debts, and distribute the estate according to the Will.
By contrast, Letters of Administration (LOA) are required when the deceased passed away without a valid Will. The Court appoints an administrator—usually a spouse or close family member—to manage and distribute the estate. Distribution must follow the Intestate Succession Act (for non-Muslims) or Muslim inheritance laws.
The main difference lies in whether a Will exists: Probate follows the deceased’s wishes, while Administration follows statutory rules.
Who can apply for a Grant of Probate?
Only the executor(s) named in the will can apply. If more than one executor is appointed, they may apply jointly or renounce in favour of the others. If there is no valid will, probate is not available — the next of kin must instead apply for Letters of Administration (see our separate guide on Probate vs LOA for more details).
这个过程需要多长时间?
假设此事没有争议,通常大约需要 1 - 2 个月完成。
How much does probate or letters of administration cost in Singapore?
For very simple estates, probate fees in Singapore may start from about $1,500. Estates with higher values or multiple assets usually involve higher fees.
PKWA Law offers fixed-fee probate packages with pricing confirmed upfront, giving you clarity and certainty from the start.
Click here to view our affordable fixed-fee probate packages.
What documents are required to apply for Probate?
The executor must file with the Family Justice Courts:
Originating Summons to commence the application.
- A Statement with details of the deceased and the will.
- A Supporting Affidavit, including the death certificate and certified copy of the will.
- A Schedule of Assets, listing all assets and liabilities (in Singapore and abroad, if any).
These documents enable the Court to confirm the will’s validity and ensure proper distribution of the estate.
What happens if there is a dispute over the will or distribution?
Disputes can arise if:
In such cases, the probate process can shift from uncontested to contested probate, which may involve court hearings and significantly longer timelines. The Court will examine evidence, hear arguments from all parties, and make rulings to ensure a just outcome. Having an experienced probate lawyer is crucial in navigating these disputes and protecting your rights.
Probate: What happens to CPF savings when someone dies in Singapore?
CPF savings (Ordinary, Special, MediSave, and Retirement Accounts, plus accrued interest) are not part of a person’s estate and do not go through probate.
- If there is a valid CPF Nomination, the CPF Board pays the monies directly to the nominees.
- If there is no nomination, CPF transfers the monies to the Public Trustee’s Office (PTO) for distribution under the Intestate Succession Act (for non-Muslims) or Muslim inheritance law (Faraid) (for Muslims).
Other important points to note:
- CPFIS investments (unit trusts, shares, etc. bought under CPFIS) are not covered by CPF nominations. They belong to the estate and usually require probate/LOA.
- Property bought with CPF is still an estate asset. Upon death, there is no refund back to CPF; the property (or sale proceeds) is handled as part of the estate.
- CPF LIFE bequests and unused annuity premiums are distributed under CPF nominations, not probate.
- DPS (Dependants’ Protection Scheme) insurance payouts follow the insurer’s nomination. If no nomination exists, the payout goes into the estate.